Credit-Building Programs
Are you interested in adding positive credit to your credit reports? If so, we have unique programs that report monthly to the major credit bureaus to quickly boost your credit scores!
Enroll in our programs today and start taking advantage of the following benefits enjoyed by our members:
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Add available credit to improve your overall debt-to-limit ratio |
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Build a positive credit history |
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Improve your credit rating with the major credit bureaus |
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Position yourself to succeed financially |
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Avoid being "labeled" as having a bad credit history |
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Avoid having to pay fees and interest to borrow your own money |
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Avoid having to pay ridiculous fees to reestablish your credit |
Revolving Credit Accounts
Revolving credit accounts (aka trade lines) are credit accounts that have a specified limit with an open-ended term (ex. credit cards, home equity line of credit, etc.). Experts recommend that you have at least two installment credit accounts open at all times. Our revolving credit account is a fast and easy way to add available revolving credit to your credit reports.
Our revolving credit account provides you with the unique opportunity to leverage not only the history you develop, but allow you to demonstrate to lenders that you have successfully qualified for and serviced a large line of credit. This is important, because this is a basic requirement to obtain large lines of credit in the future. The benefits of our revolving credit account cannot be compared to other credit-building options, such as secured accounts and bad credit credit cards.
All of our revolving credit accounts report monthly to the major credit reporting agencies, allowing you to quickly enhance your credit profile. With the right credit picture, the addition of our high-limit revolving credit account will rapidly elevate your credit scores!
Payment Options
Payment Option A
Credit Limit |
Setup Fee |
Monthly Fee |
$2,500 |
$199 |
$29 |
$5,000 |
$199 |
$49 |
$10,000 |
$199 |
$69 |
Payment Option B
Credit Limit |
Setup Fee |
Monthly Fee |
$2,500 |
$99 |
$49 |
$5,000 |
$99 |
$69 |
$10,000 |
$99 |
$89 |
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to open a revolving credit account online now! |
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Frequently Asked Questions
Q: How many revolving accounts can I purchase?
A: Two per individual.
Q: How long does it take for the account to report to my credit?
A: Accounts take an average of 30-60 days to post to your credit reports.
Q: What will the account look like on my credit report?
A: The account will reflect your credit limit and a balance of $0.
Q: How many points will my credit score increase by?
A: The score increase will be comparable to if you added an unsecured credit account from a major financial institution.
Q: How do I use the revolving credit line?
A: You will be forwarded information on how to purchase electronics online once your line of credit is active.
Installment Credit Accounts
Installment credit accounts (aka trade lines) are credit accounts that have a fixed monthly payment for a specific term (ex. car loans, student loans, gym memberships, etc.). Experts recommend that you have at least two installment credit accounts open at all times. Our installment credit accounts are a fast and easy way to add an installment trade line to your credit reports.
Our installment credit accounts provide you with the unique opportunity to leverage not only the history you develop, but allow you to demonstrate to lenders that you have successfully serviced a large line of credit. This is important, because this is a basic requirement to obtain large lines of credit in the future. The benefits of our installment credit account cannot be compared to other credit-building options, such as taking out a secured loan or CD.
All of our installment credit accounts report monthly to the major credit reporting agencies, allowing you to quickly enhance your credit profile. With the right credit picture, the addition of high limit positive tradelines will rapidly elevate your credit scores!
Payment Options
Payment Option A
Credit Limit |
Setup Fee |
Monthly Fee |
$10,000 |
$199 |
$59 |
$25,000 |
$199 |
$79 |
$50,000 |
$199 |
$99 |
Payment Option B
Credit Limit |
Setup Fee |
Monthly Fee |
$10,000 |
$99 |
$79 |
$25,000 |
$99 |
$99 |
$50,000 |
$99 |
$119 |
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to open an installment credit account online now! |
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Frequently Asked Questions
Q: How many installment accounts can I purchase?
A: Two per individual.
Q: How long does it take for the account to report to my credit?
A: Accounts take an average of 30-60 days to post to your credit reports.
Q: What will the account look like on my credit report?
A: The account will reflect your credit limit and your monthly payment.
Q: How many points will my credit score increase by?
A: The score increase will be comparable to if you added an installment account such as a car or student loan.
Q: How long do I have to pay on the account?
A: As long as you wish to keep it actively reporting. It is a month-to-month contract.
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